Deposit Accounts

Deposit Rates updated on 09/17/2024

Regular Checking

Minimum Balance $100

No service charges if minimum balance is maintained

Student Checking

Service charges waived if full time student under the age of 23

Over 62 Years Checking

Service charges waived if over the age of 62

NOW

Minimum Balance $500

No service charges if account does not drop below $500

SNOW

Minimum Balance $2,500

No service charges if account does not drop below $2,500

Regular Savings

No minimum balance, no fee

Limited to six withdrawals or transfers each statement cycle

MMA

Minimum Balance $2,500

No service charges if account does not drop below $2,500

Limited to six withdrawals or transfers each statement cycle

MMA > $100,000

Minimum Balance $100,000

No service charges if account does not drop below $100,000

The minimum withdrawal you can make is $500

Limited to six withdrawals or transfers each statement cycle

CD’s

Various products ranging from 7 days to 60 months

Call us for more information

Now Checking

APY: .40%
Interest Rate: .40%
$500 Minimum Balance

Super Now Checking

APY: .55%
Interest Rate: .55%
$2500 Minimum Balance

Regular Savings

APY: .55%
Interest Rate: .55%
$1 Minimum Balance

MMA

APY: .75%
Interest Rate: .75%
$2500 Minimum Balance

7-31 Day CD

APY: .25%
Interest Rate: .25%
$2500 Minimum Balance

91 Day CD

APY: 2.78%
Interest Rate: 2.75%
$500 Minimum Balance

182 Day CD

APY: 4.45%
Interest Rate: 4.40%
$500 Minimum Balance

12 Month CD

APY: 4.30%
Interest Rate: 4.25%
$500 Minimum Balance

18 Month CD

APY: 3.53%
Interest Rate: 3.50%
$500 Minimum Balance

24 Month CD

APY: 3.53%
Interest Rate: 3.50%
$500 Minimum Balance

30 Month CD

APY: 3.53%
Interest Rate: 3.50%
$500 Minimum Balance

36 Month CD, 2 Options

APY: 3.79%
Interest Rate: 3.75%
$500 Minimum Balance

60 Month CD

APY: 4.04%
Interest Rate: 4.00%
$500 Minimum Balance

Email or call us at 701-228-2236 for more information!